Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

20138 Elkwood Street

Winnetka, CA, 91306

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$1,295,000

MLS: GD26047054

Beds

4

Baths

3

Sq Ft

2,270

Lot

0.12 ac

Year Built

1977

MLS #

GD26047054

Days on Market

29

Listed

Mar 3, 2026

Description

Beautifully updated home located on a quiet, tree-lined street in desirable Winnetka. This light-filled residence offers a spacious and functional open floor plan with inviting living and dining areas, a well-appointed kitchen with ample cabinetry and counter space, and generously sized bedrooms including a comfortable primary suite. Stylish finishes, recessed lighting, updated baths, and quality flooring enhance the home’s modern appeal, while large windows fill the space with natural light. Seamless indoor-outdoor flow leads to a private backyard with plenty of room to relax, garden, or entertain. Additional highlights include abundant storage, central HVAC, and a two-car garage. Ideally situated near parks, schools, shopping, dining, and convenient commuter access, this move-in ready home combines comfort, charm, and location.

Location

Winnetka, Los Angeles County, CA 91306

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Listed by: Levon Leo Dzhabrayan · WealthBridge Real Estate

Payment estimate

$9,296

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $129,500 · Loan: $1,165,500

%
Principal & Interest
$7,161
Property tax (1.25%)
$1,349
Homeowners insurance
$300
Mortgage insurance
$486
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Winnetka home with as little as 3.5% down using an FHA loan — roughly $45,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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