Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

20176 S Mountain Road

Santa Paula, CA, 93060

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$1,450,000

MLS: V1-33345

Beds

2

Baths

1

Sq Ft

1,207

Lot

9.37 ac

Year Built

1998

MLS #

V1-33345

Days on Market

33

Listed

Nov 12, 2025

Description

Welcome to 20176 S Mountain Rd, a rare corner-lot opportunity spanning approximately nine acres in the scenic foothills of Santa Paula. Surrounded by rolling hills and mature orchards, this versatile property offers the perfect balance of rural charm and boundless potential.The land features dual access points, a primary entrance along S Mountain Rd and a secondary access from Loftus Canyon Rd, providing excellent flexibility for a circular driveway, separate service entrance, or future outbuildings.The property includes multiple residences, offering exceptional versatility for extended family living, rental income, or on-site management. The main home features two bedrooms and one bathroom, complemented by three additional manufactured homes: one with two bedrooms and two bathrooms, another with one bedroom and one bathroom, and a third with two bedrooms and one bathroom. A two-car carport provides convenient covered parking.Set on approximately nine acres, the property includes around three acres of avocados, three acres of oranges, and three acres of open land. This combination creates an ideal blend of agricultural income potential and open space for future expansion or development. The gentle topography, corner location, and sweeping views of the valley and surrounding mountains make this an exceptional setting for a custom estate, boutique orchard, or hobby vineyard.Enjoy sunrises that illuminate the valley and sunsets that paint the hillsides in warm color. With its size, setting, and versatility, this property offers a truly special opportunity to create your vision in one of Ventura County's most picturesque locations.

Location

Santa Paula, Ventura County, CA 93060

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Listed by: Jose Luiz Morales · eXp Realty of California Inc

Payment estimate

$10,372

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $145,000 · Loan: $1,305,000

%
Principal & Interest
$8,018
Property tax (1.25%)
$1,510
Homeowners insurance
$300
Mortgage insurance
$544
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Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Santa Paula home with as little as 3.5% down using an FHA loan — roughly $50,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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