202 E California Street
Ontario, CA, 91761
$550,000
MLS: PW26087034
Beds
1
Baths
1
Sq Ft
582
Lot
0.17 ac
Year Built
1922
MLS #
PW26087034
Days on Market
0
Listed
Apr 22, 2026
Description
This property is all about the possibilities. Situated on an oversized lot in the heart of Ontario, 202 E. California Street offers a rare combination of comfortable living and exceptional utility that’s nearly impossible to find at this price point. The house itself is a charming 1 bedroom, 1 bathroom home and the lot also features a junior ADU. Four spacious garages anchor the property, making it a dream for car enthusiasts, mechanics, collectors, or anyone in need of serious workshop and storage space. What truly sets this property apart is its commercial zoning, which is a game-changer for entrepreneurs and small business owners. Centrally located in Ontario, you’re minutes from major freeways, shopping, and the region’s key commercial corridors — giving both your business and your lifestyle everything they need within easy reach.
Location
Ontario, San Bernardino County, CA 91761
Open on Google Maps ↗Listed by: Danielle Fehmel · Keller Williams Pacific Estate
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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