2020 Cedar Pine
Big Bear City, CA, 92314
$407,000
MLS: IG26011631
Beds
3
Baths
2
Sq Ft
1,140
Lot
0.10 ac
Year Built
1994
MLS #
IG26011631
Days on Market
42
Listed
Jan 16, 2026
Description
Experience classic mountain living in this single-level 3-bedroom, 2-bath cabin located in a quiet Big Bear neighborhood with a paved road. A new fireplace creates a cozy gathering space—perfect after a day of skiing, hiking, or lake activities. Enjoy the surrounding outdoor space and fresh mountain air while being just a short distance from the year-round recreation that Big Bear offers. Ideal as a full-time residence, weekend getaway, or investment mountain retreat.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Gloria Lopez · KELLER WILLIAMS BIG BEAR
Payment estimate
$3,127
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,700 · Loan: $366,300
- Principal & Interest
- $2,251
- Property tax (1.25%)
- $424
- Homeowners insurance
- $300
- Mortgage insurance
- $153
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $14,245 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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