2020 San Jose Street
Oxnard, CA, 93030
$775,000
MLS: V1-35909
Beds
3
Baths
1
Sq Ft
1,023
Lot
0.10 ac
Year Built
1963
MLS #
V1-35909
Days on Market
1
Listed
Apr 20, 2026
Description
First time ever on the market! This is a rare opportunity to own a cherished home in Oxnard. Situated on a fenced corner lot with a spacious driveway, this 3-bedroom, 1-bath residence offers 1,023 square feet of living space on a 4,356 square foot lot and is ready for its next chapter.Filled with warmth and potential, the home features a comfortable layout, inviting living spaces, and an abundance of natural light throughout. The expanded kitchen adds both functionality and appeal, making it a great space for everyday living and entertaining. Whether you're looking to preserve its original charm or bring your own modern updates, this property offers the perfect canvas to make it your own.Ideally located near freeway access, shopping, dining, parks, local schools, and the beaches, the home blends everyday convenience with long-term value. Properties like this--held and lovingly cared for overtime rarely come to market, making this a truly special opportunity for the next owner.
Location
Oxnard, Ventura County, CA 93030
Open on Google Maps ↗Listed by: Michael Silva · Pinnacle Estate Properties, In
Payment estimate
$5,683
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500
- Principal & Interest
- $4,286
- Property tax (1.25%)
- $807
- Homeowners insurance
- $300
- Mortgage insurance
- $291
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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