203 N Fulton Street
Ojai, CA, 93023
$969,000
MLS: P1-26326
Beds
3
Baths
2
Sq Ft
1,400
Lot
0.17 ac
Year Built
1950
MLS #
P1-26326
Days on Market
21
Listed
Mar 19, 2026
Description
Nestled in the serene and highly sought-after community of Ojai, this charming duplex offers a unique opportunity for both homeowners and investors alike. Set on a spacious lot with drought-tolerant landscaping, mature palm trees, and multiple outdoor seating areas, the property captures the relaxed, natural beauty that defines Ojai living. Each unit offers comfortable living spaces filled with natural light, featuring a blend of updated flooring, neutral tones, and functional layouts designed for everyday living. The interiors showcase a mix of cozy living areas and open-concept spaces, with one unit offering plush carpeting and a bright, inviting atmosphere, while the other presents a more rustic feel with durable flooring and a practical kitchen setup complete with ample cabinetry and counter space. Both units include well-sized bedrooms and bathrooms, highlighted by clean finishes and thoughtful layouts. The bathrooms feature a combination of classic and updated elements, including tiled showers and vanities, providing both comfort and functionality. Outdoor spaces are a true highlight of this property, with private yard areas, a shaded deck perfect for relaxing or entertaining, and plenty of room for gardening or customization. A detached structure and extended driveway provide additional storage and parking flexibility. Whether you're looking to live in one unit and rent the other, or add a versatile property to your portfolio, this Ojai duplex offers endless potential in a peaceful, picturesque setting just minutes from downtown, local shops, dining, and outdoor recreation.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Mark MacFarlane · Vimvi California
Payment estimate
$7,031
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $96,900 · Loan: $872,100
- Principal & Interest
- $5,358
- Property tax (1.25%)
- $1,009
- Homeowners insurance
- $300
- Mortgage insurance
- $363
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $33,915 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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