20357 Ituma
Apple Valley, CA, 92308
$429,999
MLS: IV25247106
Beds
4
Baths
2
Sq Ft
2,064
Lot
0.63 ac
Year Built
1980
MLS #
IV25247106
Days on Market
107
Listed
Nov 21, 2025
Description
SKYLINE RANCH-APPLE VALLEY Charming community and this fabulous property flaunts thoughtful living space, graciously set on a superb & sprawling 27,312 square foot lot. This floor plan has a harmonious layout with 4 well-appointed bedrooms and two full sized bathrooms. An additional bedroom, strategically located on the opposite side of the home, offers versatility and privacy—ideal for accommodating guests or creating a secluded home office. The residence is ornamented with updated painting and sophisticated wood-look tile flooring, exuding modern charm and trendiness. Designed for both intimate gatherings, plentiful space for multiple guests, or grand occasions, the expansive family and dining areas offer a perfect blend of style and functionality. The heart of this sweet home is geared for the foodie, coffee/tea connoisseur and family togetherness lifestyle will appreciate the exceptional storage and cabinetry, ensuring a seamless cooking and home-sweet-home experience. Indulge in the convenience of an indoor laundry and utility room, further enhanced by a whole house water filtration system, providing fresh and pure water throughout the home. Comfort is paramount, with air conditioning and ceiling fans ensuring a pleasant climate year-round. Outdoors this property offers a lovely sanctuary and it truly shines, featuring a vast yard with artistic Joshua Tree placements, a fire pit, and a patio, setting the stage for endless family fun and relaxation. RV parking is thoughtfully provided on both sides of the home, catering to all your adventure needs. The home is equipped with leased solar panels, promoting an environmentally conscious lifestyle while offering utility savings when you need it most! This Apple Valley gem is not just a house; it's a HOME and wonderful lifestyle—where fun, comfort, creativity, and intelligent design create a melodious living experience.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: COLLEEN GRIGGS · COMPASS
Payment estimate
$3,287
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $386,999
- Principal & Interest
- $2,378
- Property tax (1.25%)
- $448
- Homeowners insurance
- $300
- Mortgage insurance
- $161
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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