20426 Vermont 76
Torrance, CA, 90502
$480,000
MLS: SB25278808
Beds
2
Baths
2
Sq Ft
969
Lot
6.61 ac
Year Built
1978
MLS #
SB25278808
Days on Market
94
Listed
Jan 8, 2026
Description
Welcome to this updated 2 bedroom, 2 bath condo in the highly desirable Ponderosa Pines gated community. Upon entering, you are welcomed to the living room that connects to an outdoor patio for relaxing. The kitchen was recently remodeled with new counter tops, back splash, cabinets, and tile flooring and also features a large pantry. Enjoy the fresh paint and hardwood flooring throughout the home. The Master bedroom has an attached bath and large walk-in closet. The home comes with a 2 parking spots. The community has a pool, jacuzzi and laundry area. Conveniently located near shipping, dining and major freeways. Come see what this great condo has to offer!
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Jeffrey Gill · Century 21 Coastal Properties
Payment estimate
$3,634
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,000 · Loan: $432,000
- Principal & Interest
- $2,654
- Property tax (1.25%)
- $500
- Homeowners insurance
- $300
- Mortgage insurance
- $180
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $16,800 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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