2044 Covington Avenue
Simi Valley, CA, 93065
$625,000
MLS: 225006006
Beds
2
Baths
2
Sq Ft
1,162
Lot
0.11 ac
Year Built
1974
MLS #
225006006
Days on Market
112
Listed
Dec 27, 2025
Description
Welcome home to this low-maintenance, move-in ready 2 bedroom, 2 bath residence with a versatile den addition--perfect for a home office, hobby room, reading retreat, or comfortable guest space. Ideally situated in the heart of Simi Valley, while tucked into a nice, quiet neighborhood.Inside this beautiful home you'll notice a vaulted ceiling at the entry, newer dual paned windows and the main living areas feature wood laminate flooring for a clean, modern look that's easy to maintain. Central A/C keeps the home comfortable year-round, and ceiling fans in both bedrooms add an extra touch of efficiency and comfort. This home also offers important updates for peace of mind, including a new exterior fence professionally installed less than one year ago, and a newer roof and fresh exterior paint.Designed with easy living in mind, both bedrooms include custom closets to maximize organization and storage--ideal for simplifying day-to-day life. An attached garage with direct access to the home adds welcome convenience, whether you're coming home with groceries or looking for secure, easy entry.So if you're looking for a turnkey, comfortable, manageable home in a central location, this inviting Simi Valley property is ready to welcome you.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Kim Cross · eXp Realty of California Inc
Payment estimate
$4,642
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500
- Principal & Interest
- $3,456
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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