20460 Pacific Coast
Malibu, CA, 90265
$674,000
MLS: 25610723
Beds
3
Baths
3
Sq Ft
1,750
Lot
0.04 ac
Year Built
1963
MLS #
25610723
Days on Market
174
Listed
Oct 24, 2025
Description
New Co-Ownership Opportunity: Own one-eighth of this turnkey home, professionally managed by Pacaso. The Pacific is front and center in this contemporary oceanfront home that maximizes the views and beach lifestyle. The living space features a dining area with banquette seating, a brick fireplace and bi-fold French doors that open to a cozy covered deck. The kitchen has stainless steel appliances, a double-drawer dishwasher and access to the 2-car garage. Skylights bring warm shafts of light throughout the second floor. The zen-like primary bedroom features bi-fold doors to a private balcony overlooking the ocean, a modern fireplace and an en suite bathroom with soaking tub, dual-sink vanity and a marble tiled shower. Another bedroom and a bunk room ensure there's plenty of room for guests. Below the main floor, the nearly 1,000-square-foot foot deck has been transformed into an entertainment haven, featuring a tiki bar, dining table, chair swings and a motorized, waterproof door. The home comes fully furnished and professionally decorated.
Location
Malibu, Los Angeles County, CA 90265
Open on Google Maps ↗Listed by: Maxx Rifkin · Pacaso Inc.
Payment estimate
$4,982
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,400 · Loan: $606,600
- Principal & Interest
- $3,727
- Property tax (1.25%)
- $702
- Homeowners insurance
- $300
- Mortgage insurance
- $253
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Malibu home with as little as 3.5% down using an FHA loan — roughly $23,590 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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