Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

2050 Ogden

San Bernardino, CA, 92407

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$995,000

MLS: IG26063507

Beds

4

Baths

3

Sq Ft

2,563

Lot

1.92 ac

Year Built

1937

MLS #

IG26063507

Days on Market

7

Listed

Mar 24, 2026

Description

Drive up to your own private paradise! Perched atop the city on 1.92 acres, this 4 bedroom, 3 bathroom home offers incredible 360 degree views, from snow capped mountains in winter to unforgettable sunsets at night. Step inside through double doors into a home freshly painted inside and out, with new carpet in the primary and two guest bedrooms, while the rest of the home features durable tile and laminate flooring. The spacious kitchen boasts stone countertops, a wraparound bar with ample seating, recessed lighting, and a bay window framing stunning views. The living room and family room share a double sided brick fireplace and feature vaulted wood beam ceilings, creating an open and inviting space perfect for entertaining or relaxing. The primary bedroom is a serene retreat with a vaulted wood beam ceiling and dual ceiling fans, while the other bedrooms feature charming wood beam ceilings. The primary bathroom includes a separate soaking tub and an oversized shower. Additional highlights include a large laundry room with plenty of cabinet space, a 2-car attached garage, and expansive outdoor areas to enjoy the breathtaking surroundings. Enjoy the large covered patio at the front of the home perfect for morning coffee or evening sunsets. This home combines comfort, style, and spectacular views, truly a hilltop oasis you won’t want to miss.

Location

San Bernardino, San Bernardino County, CA 92407

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Listed by: Justin Loop · 1st Premier Realty

Payment estimate

$7,212

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $99,500 · Loan: $895,500

%
Principal & Interest
$5,502
Property tax (1.25%)
$1,036
Homeowners insurance
$300
Mortgage insurance
$373
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $34,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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