ActiveSingleFamilyResidence

2055 Western

San Bernardino, CA, 92411

1 / 14View all 14 photos

$509,900

MLS: IV26019407

Beds

3

Baths

2

Sq Ft

1,552

Lot

0.23 ac

Year Built

1966

MLS #

IV26019407

Days on Market

32

Listed

Jan 27, 2026

Description

Fully Renovated – Must See! Beautiful single-story home featuring 3 bedrooms and 2 bathrooms per public records, with approximately 1,552 sq. ft. of living space.This home is currently configured with 5 bedrooms, offering additional flexibility for extended living, home office space, or other uses (buyer to verify permits and square footage).Situated on a nearly 10,000 sq. ft. lot, the property includes central air and heating and laminated wood flooring throughout.With its functional layout and generous lot size, this home offers excellent potential for both homeowners and investors.

Location

San Bernardino, San Bernardino County, CA 92411

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Listed by: MARIA MARTINEZ · Beechwood Realty

Payment estimate

$3,842

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $50,990 · Loan: $458,910

%
Principal & Interest
$2,820
Property tax (1.25%)
$531
Homeowners insurance
$300
Mortgage insurance
$191
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $17,847 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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