Under ContractCondominium

2056 Lake Shore

Chino Hills, CA, 91709

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$898,000

MLS: PW26109722

Beds

3

Baths

3

Sq Ft

2,045

Lot

0.05 ac

Year Built

1991

MLS #

PW26109722

Days on Market

10

Listed

May 22, 2026

Description

Welcome to this beautifully maintained townhome in the highly desirable gated community of Villa Del Lago in North Chino Hills. Offering approximately 2,045 sq. ft., this spacious home features 3 bedrooms, 2.5 bathrooms, and a versatile loft that can serve as a home office, media room, or potential 4th bedroom. The open-concept layout includes a great room with fireplace, flowing into a remodeled kitchen with quartz countertops, stainless steel appliances, and ample storage. Wood flooring and wood shutters throughout the home add warmth, style, and privacy. Upstairs, the primary suite features quartz countertops, dual sinks, and generous closet space. Two additional bedrooms share a remodeled hallway bathroom. Additional highlights include fresh interior paint, inside laundry room, direct access to a 2-car garage, and 2-car driveway. Conveniently located near award-winning schools, shopping, dining, parks, and easy freeway access (71, 60, and 57), including walking distance to supermarkets, restaurants, and English Springs Park.

Location

Chino Hills, San Bernardino County, CA 91709

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Listed by: Mike Yim · Team Spirit Realty, Inc.

Payment estimate

$7,163

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $89,800 · Loan: $808,200

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$5,119
Property tax (1.25%)
$935
Homeowners insurance
$300
Mortgage insurance
$337
HOA dues
$472
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $31,430 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Chino Hills, CA 91709 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.