20578 Nisqually
Apple Valley, CA, 92308
$349,900
MLS: HD26055486
Beds
3
Baths
2
Sq Ft
1,197
Lot
0.51 ac
Year Built
1954
MLS #
HD26055486
Days on Market
18
Listed
Mar 19, 2026
Description
Updated, clean, and move-in ready! This Apple Valley home offers a bright, open feel with modern finishes throughout. The main living space features durable flooring, recessed lighting, and a brick fireplace that adds just the right amount of character, with natural light and easy access to the backyard. The kitchen is finished with granite countertops, stainless steel appliances, and a fresh, modern design that feels both functional and elevated. Both bedrooms are carpeted for comfort, including a primary suite with its own bathroom and a private slider to the backyard. Bathrooms continue the cohesive look with matching granite surfaces and updated finishes. Outside, the fully fenced backyard provides plenty of space to relax, entertain, or customize to your needs. A solid blend of comfort and style in a convenient Apple Valley location!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Kyle Zimbro · Coldwell Banker Home Source
Payment estimate
$2,731
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,990 · Loan: $314,910
- Principal & Interest
- $1,935
- Property tax (1.25%)
- $364
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $12,247 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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