20625 Ridgecrest Drive
Tehachapi, CA, 93561
$150,000
MLS: 26001583
Beds
3
Baths
2
Sq Ft
1,504
Lot
0.33 ac
Year Built
1977
MLS #
26001583
Days on Market
1
Listed
Feb 23, 2026
Description
Set in the desirable West Golden Hills neighborhood of Tehachapi, this single-story charmer offers endless possibilities for the visionary buyer. Perched atop a scenic hill on a generous 0.33-acre lot, the 1,504-square-foot home boasts breathtaking panoramic views that stretch across the rolling landscape, providing a serene backdrop for your dream retreat. Inside, you'll find a classic layout with 3 bedrooms and 2 bathrooms, ready for your personal touch. While this property is a complete project requiring a full rebuild, its prime location and inherent potential make it an incredible opportunity to create a custom haven tailored to your style. Imagine transforming this diamond in the rough into a modern masterpiece, all while enjoying the tranquility of Tehachapi's mountain air and easy access to local amenities. Don't miss your chance to invest in this hidden gem--perfect for those with a passion for renovation and a love for stunning vistas!
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Lorena Semerenko · RE/MAX All-Pro
Payment estimate
$1,311
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $15,000 · Loan: $135,000
- Principal & Interest
- $829
- Property tax (1%)
- $125
- Homeowners insurance
- $300
- Mortgage insurance
- $56
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $5,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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