ActiveCondominium

20631 W Chestnut

Porter Ranch, CA, 91326

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$1,340,000

MLS: OC26023276

Beds

5

Baths

3

Sq Ft

2,161

Lot

1.92 ac

Year Built

2018

MLS #

OC26023276

Days on Market

70

Listed

Feb 9, 2026

Description

Located in the prestigious Canyon community, this home is situated on a desirable corner lot, offering a serene garden setting and the added convenience of extra parking. Designed with an open floor plan and soaring ceilings, the home feels bright and spacious throughout. The California room creates a seamless indoor-outdoor experience and overlooks a beautifully landscaped garden with desert-inspired features and cactus accents, offering a peaceful private retreat. The thoughtfully designed layout includes a convenient first-floor bedroom, along with three additional bedrooms upstairs and an upgraded bonus room, providing both flexibility and functionality. Additional highlights include a solar system and an electric vehicle charger. Residents enjoy access to resort-style community amenities, including a clubhouse, pool, spas, BBQ areas, and sweeping mountain and city views. Ideally located with easy access to the 118 freeway, this home is just minutes from The Vineyards at Porter Ranch, where you’ll find shopping, groceries, movie theaters, and dining. It is also within walking distance to the highly rated Porter Ranch Community School (K–8) and only a short drive to Sierra Canyon School. Experience the comfort, convenience, and lifestyle this exceptional home has to offer.

Location

Porter Ranch, Los Angeles County, CA 91326

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Listed by: Christina Yu · Universal Elite Inc.

Payment estimate

$9,608

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $134,000 · Loan: $1,206,000

%
Principal & Interest
$7,410
Property tax (1.25%)
$1,396
Homeowners insurance
$300
Mortgage insurance
$503
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Porter Ranch home with as little as 3.5% down using an FHA loan — roughly $46,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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