20634 Medley Lane
Topanga, CA, 90290
$2,495,000
MLS: 26644187
Beds
4
Baths
4
Sq Ft
3,000
Lot
0.29 ac
Year Built
2003
MLS #
26644187
Days on Market
76
Listed
Jan 27, 2026
Description
Custom-built Craftsman retreat with endless canyon views in Topanga's prime Fernwood location, minutes from the beach and cooled by ocean breezes. Expansive vistas stretch across the Santa Monica Mountains to downtown Los Angeles, offer dramatic sunrises and glowing moonrises that transform the landscape day and night. A graceful coved redwood ceiling, bamboo floors, and dramatic stone fireplaces create warm architectural elegance throughout. The gourmet kitchen features granite countertops, a center island with a vegetable sink, top-of-the-line stainless steel appliances, and rich walnut cabinetry. Designed for both comfort and functionality, the home offers three bedrooms and two bathrooms on the lower level that could also serve as an apartment, BnB or home offices. A spacious den opens to a private deck and provides flexibility as a potential fifth bedroom. The romantic primary suite is a true sanctuary, complete with a spa tub. Tucked at the end of a quiet street, a water fountain and garden welcome you to the grounds. A perfect place to read outside under the trees. This home offers privacy, serenity, and timeless craftsmanship in one of Fernwood's most desirable settings
Location
Topanga, Los Angeles County, CA 90290
Open on Google Maps ↗Listed by: Stefanie Becker · Innovate Realty, Inc.
Payment estimate
$17,631
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $249,500 · Loan: $2,245,500
- Principal & Interest
- $13,797
- Property tax (1.25%)
- $2,599
- Homeowners insurance
- $300
- Mortgage insurance
- $936
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Topanga home with as little as 3.5% down using an FHA loan — roughly $87,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Topanga, CA 90290 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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