20638 Pacific Coast Highway 10
Malibu, CA, 90265
$1,650,000
MLS: 26673107
Beds
1
Baths
1
Sq Ft
576
Lot
0.19 ac
Year Built
1961
MLS #
26673107
Days on Market
8
Listed
Apr 6, 2026
Description
Wake to the sound of waves and uninterrupted Pacific horizons from this oceanfront residence set along one of Malibu's most coveted stretches of sand at Las Flores Beach. Fully turnkey with design-forward updates, the home offers a rare balance of style, ease, and direct connection to the coastline. Floor-to-ceiling pocket doors retract to a private deck at the water's edge, framing uninterrupted ocean views. Light moves effortlessly through the space, softening the interiors and dissolving the boundary between inside and out. The living area is anchored by a fireplace and oriented toward the horizon, creating a calm, grounded focal point.Integrated smart home technology controls lighting, temperature, window coverings, and Sonos audio, allowing the environment to shift seamlessly throughout the day. The kitchen is a chef's dream, featuring quartz surfaces, a Sub-Zero refrigerator, and premium appliances. The primary suite is positioned to capture ocean views, a rarity for Malibu condos, and offers a king-scale layout with an oversized walk-in closet, creating a quiet, restorative retreat. Additional features include in-unit laundry, tandem parking for two vehicles, and private beach access. The HOA permits short-term rentals, an uncommon allowance in Malibu, offering flexibility for both personal use and income potential. Equally suited as a full-time residence or the ideal Malibu pied-a-terre, this is a rare opportunity to own a turnkey beachfront home just moments from local dining, shopping, and the best of the coastline. This residence offers a level of access and ease that is hard to find.
Location
Malibu, Los Angeles County, CA 90265
Open on Google Maps ↗Listed by: Mackenzie Stone · The Beverly Hills Estates
Payment estimate
$11,762
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $165,000 · Loan: $1,485,000
- Principal & Interest
- $9,124
- Property tax (1.25%)
- $1,719
- Homeowners insurance
- $300
- Mortgage insurance
- $619
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Malibu home with as little as 3.5% down using an FHA loan — roughly $57,750 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Malibu, CA 90265 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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