2069 N Avenida Refugio 1
Simi Valley, CA, 93063
$409,000
MLS: 226001235
Beds
2
Baths
1
Sq Ft
803
Lot
0.07 ac
Year Built
1972
MLS #
226001235
Days on Market
30
Listed
Mar 17, 2026
Description
'Turn-key,' single-story cutie with no units on the side, atop or beneath you! This most sought-after model is also in a complex that's once again FHA-approved for financing (but please confirm with your chosen lender)!! Upgraded kitchen with quartzite counters, stainless steel appliances, etc., remodeled bathroom, dual-pane windows, laminate and tiled floors, recessed lighting, decorative-wood wall, and mountain views. Well-maintained grounds that also offer TWO Community Pools. playground and half-court (basketball), PLUS you can just walk across the street to the beautiful, sprawling Verde Park! Enjoy our gorgeous East Simi's unique vistas, bike paths, hiking trails and MORE GOOD NEWS, in that this home n 'hood are NOT in a Special Fire Hazard Zone, so insurance should be 'normal' and affordable!
Location
Simi Valley, Ventura County, CA 93063
Open on Google Maps ↗Listed by: Denny Beckham · Beckham Estate Brokerage
Payment estimate
$3,141
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,900 · Loan: $368,100
- Principal & Interest
- $2,262
- Property tax (1.25%)
- $426
- Homeowners insurance
- $300
- Mortgage insurance
- $153
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $14,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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