PendingCondominium

2069 N Avenida Refugio 1

Simi Valley, CA, 93063

1 / 21View all 21 photos

$409,000

MLS: 226001235

Beds

2

Baths

1

Sq Ft

803

Lot

0.07 ac

Year Built

1972

MLS #

226001235

Days on Market

30

Listed

Mar 17, 2026

Description

'Turn-key,' single-story cutie with no units on the side, atop or beneath you! This most sought-after model is also in a complex that's once again FHA-approved for financing (but please confirm with your chosen lender)!! Upgraded kitchen with quartzite counters, stainless steel appliances, etc., remodeled bathroom, dual-pane windows, laminate and tiled floors, recessed lighting, decorative-wood wall, and mountain views. Well-maintained grounds that also offer TWO Community Pools. playground and half-court (basketball), PLUS you can just walk across the street to the beautiful, sprawling Verde Park! Enjoy our gorgeous East Simi's unique vistas, bike paths, hiking trails and MORE GOOD NEWS, in that this home n 'hood are NOT in a Special Fire Hazard Zone, so insurance should be 'normal' and affordable!

Location

Simi Valley, Ventura County, CA 93063

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Listed by: Denny Beckham · Beckham Estate Brokerage

Payment estimate

$3,141

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $40,900 · Loan: $368,100

%
Principal & Interest
$2,262
Property tax (1.25%)
$426
Homeowners insurance
$300
Mortgage insurance
$153
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $14,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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