20786 Cool Oak Way
Malibu, CA, 90265
$9,995,000
MLS: SB25217969
Beds
2
Baths
2
Sq Ft
2,131
Lot
1.27 ac
Year Built
1955
MLS #
SB25217969
Days on Market
217
Listed
Sep 16, 2025
Description
Over $1,000,000 price improvement! Experience Elevated Coastal Living in Big Rock Perched high above the Pacific on over 1.20 acres of usable land, this exceptional property offers the rare opportunity to own a piece of Malibu’s storied Big Rock community. Originally graded and subdivided by Pierce Sherman of Pacific Palisades, Big Rock encompasses 240 properties and 208 homes—yet few compare to this stunning retreat. Positioned with a southwest orientation, the newly built 2-bedroom, 2-bathroom residence showcases striking modern architecture and visionary design. Every detail reflects the latest in smart home technology and eco-friendly living, allowing you to seamlessly control and enhance your lifestyle. The stone work in the bathrooms are floor-to-ceiling Porcinosa specialized ceramic slabs imported from Spain. The flooring is engineered wood in 9-in planks. The property’s unobstructed 180° panoramic views capture the very essence of Southern California’s coastline: crashing ocean waves, sweeping sunsets, and endless horizons that transform daily life into a masterpiece. Imagine waking each morning to the soothing sounds of the ocean, with expansive grounds that offer both tranquil privacy and endless possibilities—whether you dream of expanding, entertaining, or simply embracing peace and seclusion. This is more than a home. It’s a coastal sanctuary where modern luxury meets timeless natural beauty.
Location
Malibu, Los Angeles County, CA 90265
Open on Google Maps ↗Listed by: Tony Gonzales · Vista Sotheby’s International Realty
Payment estimate
$69,729
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $999,500 · Loan: $8,995,500
- Principal & Interest
- $55,270
- Property tax (1.25%)
- $10,411
- Homeowners insurance
- $300
- Mortgage insurance
- $3,748
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Malibu home with as little as 3.5% down using an FHA loan — roughly $349,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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