Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

209 Lafayette Drive

Oxnard, CA, 93036

1 / 14View all 14 photos

$765,500

MLS: V1-35054

Beds

3

Baths

2

Sq Ft

1,334

Lot

0.16 ac

Year Built

1954

MLS #

V1-35054

Days on Market

7

Listed

Mar 7, 2026

Description

Here's your opportunity to own in North Oxnard. The home features 3 bedrooms and 1 1/2 baths. Kitchen with a large dining room, comfortable living room, and a large bonus room with a fireplace that could be used as a family room, home office, gym, playroom, or potential 4th bedroom. Laundry room conveniently located inside the home. Fresh interior paint and dual-pane windows add to the home's comfort. Includes a two-car detached garage and driveway. Nice size backyard with a patio and grassy area-perfect for your family parties. Conveniently located near freeways, shopping, restaurants and The Collection.

Location

Oxnard, Ventura County, CA 93036

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Listed by: Irene Ortiz · Coastal View Property

Payment estimate

$5,617

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $76,550 · Loan: $688,950

%
Principal & Interest
$4,233
Property tax (1.25%)
$797
Homeowners insurance
$300
Mortgage insurance
$287
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $26,793 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Local Market Stats

See Oxnard, CA 93036 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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