2096 Mission Hills Drive
Oxnard, CA, 93036
$1,295,000
MLS: V1-36977
Beds
5
Baths
3
Sq Ft
3,149
Lot
0.21 ac
Year Built
2003
MLS #
V1-36977
Days on Market
4
Listed
Jun 12, 2026
Description
Sophisticated Coastal Living in the Exclusive Victoria Estates. Nestled within the prestigious guard-gated community of Victoria Estates, this exquisite home offers a rare blend of timeless architecture, coastal luxury, and modern comfort. Perfectly located adjacent to two 18-hole championship golf courses and just minutes from pristine sandy beaches and the scenic Channel Islands Harbor, this is coastal living at its finest. As you enter, you are immediately captivated by the elegant design details and open, light-filled spaces. The flexible floor plan features five spacious bedrooms, one on the main level with a full bath, and an upstairs loft/bonus room, offering endless options to suit your lifestyle. The home boasts two separate garages -- a two-car and a one-car, both with direct home access. The single-car garage provides an ideal opportunity to create a home gym, media room, or additional living space. The open-concept main level showcases tile flooring, a cozy living room with a custom fireplace, and a spacious family room with a second fireplace--perfect for cool coastal evenings. The gourmet kitchen features abundant custom cabinetry, a large quartz topped island, and premium stainless-steel appliances, ideal for both everyday living and entertaining. Upstairs, the primary suite provides a luxurious retreat complete with dual sinks, a large walk-in closet, a separate soaking tub, and a shower enclosure. Three additional bedrooms and a full bath complete the upper level, offering plenty of room for family or guests. The lot spans almost a quarter acre of privacy and endless entertaining options. Residents of Victoria Estates enjoy access to resort-style amenities including a large pool and spa, fitness center, clubhouse, and playground--perfect for year-round enjoyment under the Mediterranean climate. Located just minutes from The Collection at River Park, you'll find Whole Foods, REI, Cinemark Theaters, Lazy Dog, and a vast selection of shopping and dining options. Explore the vibrant nightlife nearby or take a short drive to Ventura to discover local breweries and restaurants. With easy access to Highway 101, commuting to Santa Barbara or Malibu is a breeze. Experience the perfect blend of luxury, security, and coastal lifestyle in one of Ventura County's most sought-after communities--Victoria Estates.
Location
Oxnard, Ventura County, CA 93036
Open on Google Maps ↗Listed by: Linda Parizo · Coldwell Banker Realty
Payment estimate
$9,727
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $129,500 · Loan: $1,165,500
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $7,382
- Property tax (1.25%)
- $1,349
- Homeowners insurance
- $300
- Mortgage insurance
- $486
- HOA dues
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $45,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93036 (Oxnard)within ±10% of this home's price and size.
Local Market Stats
See Oxnard, CA 93036 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.