21 Poinsettia Gardens Drive 21
Ventura, CA, 93004
$325,000
MLS: V1-35136
Beds
2
Baths
2
Sq Ft
1,248
Lot
0.09 ac
Year Built
1981
MLS #
V1-35136
Days on Market
34
Listed
Mar 12, 2026
Description
This home is priced way below market to faciliate and expedite a sale due to a pending foreclosure.This 1,248 sq ft manufactured home, set on a permanent foundation with the 433a in hand, offers a solid starting point for a full renovation in a desirable 55+ gated community with an active HOA. The floor plan includes two bedrooms and two bathrooms, providing a functional layout for comfortable senior living once restored.An attached two-car garage adds convenience and direct access, a feature not always found in manufactured homes. While the property requires major work and a complete renovation, it presents an opportunity to redesign the interior to modern tastes, update systems, and create a personalized living space in a well-maintained neighborhood.The gated setting offers added privacy and security, along with community amenities and the benefits of HOA oversight. For buyers seeking a project with long-term upside--whether for personal use or investment--this home combines strong structural fundamentals with the chance to build significant value through renovation
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Kay Wilson-Bolton · eXp Realty of California Inc
Payment estimate
$2,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,500 · Loan: $292,500
- Principal & Interest
- $1,797
- Property tax (1.25%)
- $339
- Homeowners insurance
- $300
- Mortgage insurance
- $122
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $11,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ventura, CA 93004 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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