2102 2104 Channel Drive
Ventura, CA, 93001
$1,089,000
MLS: V1-36528
Beds
2
Baths
2
Sq Ft
1,192
Lot
0.14 ac
Year Built
1929
MLS #
V1-36528
Days on Market
11
Listed
May 25, 2026
Description
Charming Spanish-style duplex nestled in the heart of Midtown Ventura, California. This unique investment opportunity features two tenant-occupied units, each offering 1 bedroom and 1 bathroom with the timeless character of its 1929 construction. Quaint kitchens, beautiful archways, gleaming hardwood floors, fresh paint, and vintage details throughout create a warm and inviting atmosphere full of classic charm.Recent improvements include a new roof and new fencing, adding value and peace of mind for future ownership. Situated on a generously sized lot, the expansive backyard offers incredible potential for an ADU and JADU, creating additional income opportunities or extended living space. The property also features a detached garage, dedicated storage space for each unit, shared laundry, a huge private patio ideal for outdoor entertaining or relaxing, and separate gas and electric meters for added convenience and flexibility.Enjoy the best of Ventura living with beaches, scenic hiking trails, downtown dining and entertainment, and easy freeway access all just minutes away. Whether you're expanding your investment portfolio or searching for a distinctive property with historic appeal, this Midtown gem is an opportunity you won't want to miss.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Christine Cardoso-Moore · Coldwell Banker Realty
Payment estimate
$8,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $108,900 · Loan: $980,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,208
- Property tax (1.25%)
- $1,134
- Homeowners insurance
- $300
- Mortgage insurance
- $408
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $38,115 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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