Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingle Family Residence

21041 Lonely Lane

Tehachapi, CA, 93561

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$430,000

MLS: 26003579

Beds

3

Baths

2

Sq Ft

2,207

Lot

0.60 ac

Year Built

1985

MLS #

26003579

Days on Market

0

Listed

May 4, 2026

Description

Lovely ranch-style home on desirable County land in Tehachapi that offers SO much potential. Situated on a peaceful 0.6-acre flat lot just off Highway 202, this property sits at the end of a quiet cul-de-sac with limited homes and virtually no traffic -- offering excellent privacy and easy access while feeling tucked away. This single-story home offers 3 bedrooms and 2 bathrooms with 2,207 sq ft of living space and tremendous potential. The spacious family room features a cozy woodburning fireplace, perfect for relaxing evenings. Adjacent is an open living room and dining area that flows into the kitchen, creating a great layout for daily living and entertaining. Additional features include a large utility room that conveniently leads to the attached 3 car garage, and a generous master bedroom with direct backyard access and its own private patio area -- ideal for morning coffee or unwinding. While the home would benefit from cosmetic updates, it is structurally sound and offers a fantastic opportunity for personalization and value. With a flat, usable 0.6-acre parcel in a desirable County location, this property provides room to garden, add outdoor living spaces, or simply enjoy the open feel. A great opportunity for buyers looking for a solid foundation in a low-traffic, convenient Tehachapi setting. Schedule your private showing today and imagine the possibilities!

Location

Tehachapi, Kern County, CA 93561

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Listed by: Lorena Semerenko · RE/MAX All-Pro

Payment estimate

$3,215

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,000 · Loan: $387,000

%
Principal & Interest
$2,395
Property tax (1%)
$358
Homeowners insurance
$300
Mortgage insurance
$161
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 30, 2026

30-year fixed
6.30%
15-year fixed
5.64%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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Local Market Stats

See Tehachapi, CA 93561 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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