21109 Cross Creek
Saugus, CA, 91350
$950,000
MLS: RS26032585
Beds
4
Baths
4
Sq Ft
3,143
Lot
0.21 ac
Year Built
2002
MLS #
RS26032585
Days on Market
23
Listed
Mar 9, 2026
Description
Welcome to a beautifully appointed approximately 3,143 sq ft residence offering 4 bedrooms and 3.5 bathrooms in the desirable Saugus area of Santa Clarita. Step inside to an airy, open-concept layout with expansive living spaces, a versatile loft, and an office niche—ideal for today’s flexible lifestyle. The home features shutters throughout, crown molding, and a spacious kitchen complete with beautiful countertops, stainless steel appliances, ample cabinetry, and a refrigerator included. Upstairs, you’ll find a convenient laundry room and generously sized secondary bedrooms. The primary suite offers a private retreat with ample space and a well-appointed en-suite bath. Thoughtful details and natural light flow throughout the home, creating a warm and inviting atmosphere. Outside, enjoy true Southern California living with a private in-ground pool and spa, waterfall feature, built-in BBQ area, and a great patio cover with ceiling fans and recessed lighting—perfect for relaxing evenings or entertaining guests year-round. Additional highlights include a 3-car attached garage with abundant storage space (currently being used as office, can be put back) , a generous lot of approximately 9,100+ sq ft (per public records), property features two dog runs and a location close to parks, schools, shopping, dining, and commuter access. No HOA. Information deemed reliable but not guaranteed. Buyer to independently verify all property details including square footage, lot size, permits, zoning, school enrollment and availability, and the condition and functionality of all features and improvements, including pool and spa equipment.
Location
Saugus, Los Angeles County, CA 91350
Open on Google Maps ↗Listed by: Mario Vargas · Loanplex Mortgage
Payment estimate
$6,899
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $95,000 · Loan: $855,000
- Principal & Interest
- $5,253
- Property tax (1.25%)
- $990
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Saugus home with as little as 3.5% down using an FHA loan — roughly $33,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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