2114 Lincoln
Torrance, CA, 90501
$679,000
MLS: SB26081939
Beds
2
Baths
2
Sq Ft
1,003
Lot
0.16 ac
Year Built
1984
MLS #
SB26081939
Days on Market
3
Listed
Apr 16, 2026
Description
Tucked into a charming Old Torrance setting, this top-floor end-unit townhome offers a sense of privacy and space that’s hard to find — with only one shared wall and your own private stairway leading you home. Inside, vaulted ceilings stretch overhead, giving the living spaces an airy, open feel, while a classic brick fireplace anchors the room with warmth and character. The thoughtfully updated kitchen offers ample cabinetry and a functional layout that makes both everyday living and casual entertaining feel effortless. Step outside and discover two inviting outdoor spaces that tell their own story. In the front, a spacious balcony captures the energy of the neighborhood — with glimpses of the nearby stadium and the spirit of Friday night lights and community moments. In the back, a large, tree-lined balcony stretches across both bedrooms, offering a more peaceful, tucked-away setting — shaded, quiet, and ready to become your own private retreat. The location is where this home truly shines. Centrally located and just moments from local parks, the beloved weekly farmers market at Wilson Park, shopping, dining, and everyday conveniences, life here feels effortlessly connected — the kind of place where your daily routine becomes something you look forward to. With in-unit laundry, a private two-car garage, and a price point that opens the door to homeownership in this sought-after neighborhood, this is a rare opportunity to step into something special — and make it entirely your own. HOA dues are $350 per month and include insurance, water, trash, exterior maintenance, and routine pest control — adding ease to everyday living. The kind of place where your next chapter begins — and only gets better with time.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Melissa Pilon · Compass
Payment estimate
$5,017
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $67,900 · Loan: $611,100
- Principal & Interest
- $3,755
- Property tax (1.25%)
- $707
- Homeowners insurance
- $300
- Mortgage insurance
- $255
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $23,765 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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