21207 Kenniston Street
California City, CA, 93505
$159,900
MLS: 26002629
Beds
3
Baths
1
Sq Ft
923
Lot
0.17 ac
Year Built
1969
MLS #
26002629
Days on Market
24
Listed
Apr 1, 2026
Description
Large lot in heart of California City, close to school shopping and bus lines. Home is in need of repair but could be a great starter home.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Patrice Howard · 1st Property Real Estate Inc
Payment estimate
$1,377
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $15,990 · Loan: $143,910
- Principal & Interest
- $884
- Property tax (1%)
- $133
- Homeowners insurance
- $300
- Mortgage insurance
- $60
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $5,597 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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