2121 Palos Verdes W
Palos Verdes Estates, CA, 90274
$2,999,000
MLS: SB26020687
Beds
4
Baths
5
Sq Ft
4,371
Lot
0.23 ac
Year Built
1992
MLS #
SB26020687
Days on Market
59
Listed
Jan 29, 2026
Description
A rare Lunada Bay offering distinguished by post-1990 construction with contemporary scale and ceiling heights, ocean views from primary living spaces, and easy access to nearby Lunada Bay Plaza. Designed for both livability and entertaining, the floor plan wraps around the backyard and pool, orienting the primary living experience west toward ocean views and outdoor gathering areas for an extended indoor-outdoor lifestyle. Set along the tree-lined Lunada Bay corridor, across from the walking path, this Spanish-influenced residence offers a balanced, light-filled interior with expansive living and dining areas that flow naturally together and are anchored by ocean views and abundant natural light. The backyard is substantial and well-configured, with a large pool, spa, and multiple deck and patio areas that support larger gatherings and extended outdoor use, making full use of Southern California’s near-perfect climate. An elevated seating area overlooks the gated/fenced pool, creating clear separation between active and passive zones while maintaining strong sightlines across the yard. The orientation of the home and surrounding landscaping provide privacy without compromising openness. Inside, the main level continues with generous proportions and ceiling heights that support both formal and informal use. The remodeled kitchen is positioned to serve the primary living and dining spaces efficiently, offering quality finishes, ample storage, and a breakfast nook oriented toward coastal views. The primary suite occupies its own wing and is proportioned as a true retreat, featuring a fireplace, walk-in closet, spa-style bath, and a west-facing balcony capturing ocean views and evening light. The lower level includes additional bedrooms and flexible living spaces with direct access to the backyard, allowing for guest accommodations, work-from-home use, or multigenerational living without compromising privacy. The location is a meaningful advantage. Lunada Bay Plaza is easily walkable for daily needs, while nearby top-ranked public schools, coastal trails, and neighborhood amenities support long-term livability. Convenient access to Riviera Village in Redondo Beach and the greater South Bay provides connectivity beyond the Peninsula. It allows for daily conveniences to remain close at hand while preserving the sense of space and separation that draws homeowners to Palos Verdes in the first place.
Location
Palos Verdes Estates, Los Angeles County, CA 90274
Open on Google Maps ↗Listed by: Neil Chhabria · Chhabria Real Estate Company
Payment estimate
$21,132
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $299,900 · Loan: $2,699,100
- Principal & Interest
- $16,584
- Property tax (1.25%)
- $3,124
- Homeowners insurance
- $300
- Mortgage insurance
- $1,125
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palos Verdes Estates home with as little as 3.5% down using an FHA loan — roughly $104,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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