21235 79th Street
California City, CA, 93505
$349,999
MLS: 26003321
Beds
3
Baths
2
Sq Ft
2,316
Lot
0.45 ac
Year Built
1964
MLS #
26003321
Days on Market
1
Listed
Apr 25, 2026
Description
The home features a functional layout. A comfortable living room and a dining area that connect seamlessly to the kitchen. The kitchen provides ample cabinetry and workspace, ideal for everyday living recently upgraded. Large windows throughout the home bring in natural light, creating a bright and open feel. The expansive lot offers plenty of room for RV parking, outdoor entertaining, gardening, or future expansion. With wide open surroundings, this property is perfect for those seeking a quieter lifestyle away from the city while still maintaining accessibility to nearby conveniences.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Brokerage Technologies
Payment estimate
$2,658
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,000 · Loan: $314,999
- Principal & Interest
- $1,935
- Property tax (1%)
- $292
- Homeowners insurance
- $300
- Mortgage insurance
- $131
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $12,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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