2124 W 238th Street
Torrance, CA, 90501
$1,945,000
MLS: SB26052848
Beds
7
Baths
7
Sq Ft
3,896
Lot
0.15 ac
Year Built
2026
MLS #
SB26052848
Days on Market
36
Listed
Mar 14, 2026
Description
Newly Built 5 BD, 5 BTH Residence + Casita (ADU) with 2 BD, 2BTH. Tucked to the back of this small community, the main home invites you in with a charming covered front porch before opening to bright, airy interiors with soaring ceilings and elegant finishes. The formal living room welcomes you home and is followed by a cozy family room, where a sleek black wood-paneled electric fireplace sets the stage for movie nights, holiday traditions, or simply unwinding after a long day. Sliding glass doors lead to a covered patio and grassy backyard, ideal for kids, pets, or spontaneous weekend picnics, all framed by growing greenery for privacy and serene Palos Verdes hilltop views. The kitchen and dining area are truly the heart of the home. Spacious, sunlit, and ready for everything from casual breakfasts to feasts and holiday cookie baking with the kids. With abundant counter space, generous storage, a versatile pantry (hello coffee or wine bar!), and brand-new appliances, it’s designed to keep up with every culinary ambition. Upstairs, you’ll find four bedrooms each with their own bathroom, including a spacious primary suite complete with its own fireplace, walk-in closet, and access to a shared front balcony. The spa-inspired ensuite features dual sinks, a walk-in shower, and a freestanding soaking tub, perfect for melting the day away (wine and lavender candle optional, but highly recommended). A rear balcony, from one of the bedrooms, offers the perfect perch for sunset hues over the hills. Additional highlights include a main-level bedroom and bath, ideal for guests, a home office, podcast/yoga room, or creative space, plus a two-car garage and multiple outdoor areas for entertaining or relaxing under the Southern California sky. The detached casita (ADU), is a standout feature with its own private feel. Offering 2 bedrooms, 2 bathrooms, a bright open-concept living space, full kitchen with appliances, interior laundry, and separate utility meters (gas, electric, and water), it’s move-in ready and full of potential. Great space for aging parents, adult children, or rental income. Located in a gated, low-maintenance community of just four homes and their ADUs sharing a driveway, this property combines privacy, convenience, and modern design. All just minutes from shopping, dining, and major transportation routes. Two homes, one exceptional opportunity because sometimes, more really is more.
Location
Torrance, Los Angeles County, CA 90501
Open on Google Maps ↗Listed by: Osmin Ruano · Estate Properties
Payment estimate
$13,811
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $194,500 · Loan: $1,750,500
- Principal & Interest
- $10,755
- Property tax (1.25%)
- $2,026
- Homeowners insurance
- $300
- Mortgage insurance
- $729
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $68,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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