21337 Payne
Torrance, CA, 90502
(No pictures available yet)
$824,800
MLS: PW26086607
Beds
3
Baths
2
Sq Ft
1,233
Lot
0.11 ac
Year Built
1960
MLS #
PW26086607
Days on Market
3
Listed
May 6, 2026
Description
Located on a quiet cul-de-sac in the highly desirable Southwood community of Torrance, this charming single-level home offers comfort, character, and endless potential. From the moment you arrive, the pride of ownership is evident with manicured landscaping, a welcoming covered front porch, and classic curb appeal that instantly feels like home. Situated on an oversized lot with a spacious backyard, this property offers the perfect blend of indoor comfort and outdoor living. Comeinside and discover a light-filled floorplan featuring fresh interior paint, updated flooring, dual pane windows, and an inviting living room centered around a stunning floor-to-ceiling brick fireplace. Large windows allow natural light to pour into the home, creating a warm and inviting atmosphere ideal for both relaxing and entertaining. The adjacent dining area flows seamlessly into the kitchen, creating a functional layout with timeless charm. The kitchen offers an abundance of cabinetry, ample counter space, and a cozy breakfast nook area overlooking the living space. Just beyond the kitchen, the dedicated indoor laundry room provides additional storage and convenience with direct access to the backyard. Each bedroom is generously sized and filled with natural light. The primary suite offers a peaceful retreat with an ensuite bathroom and serene backyard views. Secondary bedrooms provide flexibility for guests, family, or a home office setup. Throughout the home, classic details blend effortlessly with clean updates, creating a move-in ready opportunity while still allowing room for future personalization. Located within close proximity to award-winning Torrance schools, Harbor- UCLA Medical Center , parks, shopping, dining, and just a short drive to the beach, this home offers the perfect opportunity to enjoy the South Bay lifestyle. Whether you're looking for your forever home or an investment in one of Torrance’s most sought-after neighborhoods, this home is true gem!
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Jennifer Tackney · GMT Real Estate
Payment estimate
$6,097
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $82,480 · Loan: $742,320
- Principal & Interest
- $4,629
- Property tax (1.25%)
- $859
- Homeowners insurance
- $300
- Mortgage insurance
- $309
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $28,868 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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