2137 Pepper Drive
Highland, CA, 92346
$449,000
MLS: IG25251703
Beds
3
Baths
1
Sq Ft
1,020
Lot
0.15 ac
Year Built
1961
MLS #
IG25251703
Days on Market
171
Listed
Nov 2, 2025
Description
As of February 1st, 2026 Solar panels & New roof will be paid off by seller. Welcome to Pepper Dr! This charming 3-bedroom, 1-bath single-story home offering comfortable living space on generous and spacious lot to do whatever you have in mind! ADU etc. this inviting home has been thoughtfully upgraded with modern laminate flooring, lovely upgraded kitchen, and a brand-new roof for peace of mind. Energy efficiency is at your fingertips equipped with solar panels. 2 AC/Heating splits to keep the home cool all summer long Enjoy outdoor living with a brand-new covered patio and NEW front gate, perfect for entertaining or relaxing in your private yard. The property also boasts great curb appeal and a prime location, close to schools, shopping, dining, and everyday conveniences. Built in 1961, this home blends classic charm with stylish updates—an ideal choice for first-time homebuyers or anyone seeking a cozy, move-in ready retreat.
Location
Highland, San Bernardino County, CA 92346
Open on Google Maps ↗Listed by: Ricardo Ponce · PONCE & PONCE REALTY, INC
Payment estimate
$3,419
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100
- Principal & Interest
- $2,483
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Highland home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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