21405 Prospect Avenue
Tehachapi, CA, 93561
$489,900
MLS: 26004844
Beds
3
Baths
2
Sq Ft
1,786
Lot
0.49 ac
Year Built
1998
MLS #
26004844
Days on Market
1
Listed
Jun 19, 2026
Description
Welcome to this stunning custom home where quality craftsmanship, thoughtful design, and peaceful surroundings come together. This spacious residence offers 3 bedrooms and 2 bathrooms, providing both privacy and functionality for daily living and entertaining. Step through the formal entry into a step down living room highlighted by a beautiful gas fireplace corner and abundant natural light. The heart of the home is the impressive kitchen, complete with extensive custom cabinetry, tile countertops, a center island, ample workspace, and a generous dining area perfect for gatherings plus built in desk area with back yard views. The private primary suite is a true retreat, featuring a luxurious spa-inspired bathroom with a walk-in shower, soaking tub, and spacious layout designed for relaxation. Two additional bedrooms are situated one off entry great for playroom or home office, and other next to hall bath great for guests. Hall bathroom is so unique with step down shower and pedestal sink and tile accents. Laundry room has dink and door to backyard, plus room for extra fridge and attached mud room area or crafting spot. Enjoy indoor-outdoor living with direct access from the dining room to the outdoor patio, ideal for entertaining or enjoying quiet evenings. Large windows throughout the home capture natural light and scenic views, while mature landscaping and a welcoming entry create exceptional curb appeal. Home has been painted recently and added solar to help keep those energy costs down.
Location
Tehachapi, Kern County, CA 93561
Open on Google Maps ↗Listed by: Stacey Peel · Keller Williams-Bakersfield
Payment estimate
$3,670
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $48,990 · Loan: $440,910
Average 30-yr fixed rate 6.47% as of Jun 18, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,778
- Property tax (1%)
- $408
- Homeowners insurance
- $300
- Mortgage insurance
- $184
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 18, 2026
- 30-year fixed
- 6.47%
- 15-year fixed
- 5.81%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $17,147 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Tehachapi, CA 93561 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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