2161 Cutler Street
Simi Valley, CA, 93065
$785,000
MLS: 226001191
Beds
4
Baths
2
Sq Ft
1,304
Lot
0.15 ac
Year Built
1964
MLS #
226001191
Days on Market
15
Listed
Mar 19, 2026
Description
Welcome to this well-maintained 4 bedroom, 2 bathroom home located in the desirable Sunkist neighborhood of Simi Valley. This inviting property features newer wood flooring, smooth ceilings, and recessed lighting throughout, creating a bright and comfortable living environment. The living area also includes built-in surround sound speakers, perfect for movie nights or entertaining.The kitchen offers granite countertops, ample cabinetry, and a functional layout that flows nicely into the main living areas. The home also features dual-pane windows and a pex repipe, providing added comfort and durability.Outside, you'll find a spacious backyard with plenty of room for outdoor entertaining, gardening, or relaxing. Additional highlights include RV parking with a 50 amp hookup and an attached two-car garage, offering flexibility for vehicles, storage, or recreational equipment.Conveniently located near parks, schools, shopping, and dining, this home offers a wonderful opportunity to enjoy comfortable living in the Sunkist neighborhood of Simi Valley.
Location
Simi Valley, Ventura County, CA 93065
Open on Google Maps ↗Listed by: Patricia Garcia · eXp Realty of California Inc
Payment estimate
$5,753
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500
- Principal & Interest
- $4,341
- Property tax (1.25%)
- $818
- Homeowners insurance
- $300
- Mortgage insurance
- $294
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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