21739 Bancroft Drive
California City, CA, 93505
$259,999
MLS: 26003787
Beds
3
Baths
2
Sq Ft
1,378
Lot
0.22 ac
Year Built
1961
MLS #
26003787
Days on Market
0
Listed
May 11, 2026
Description
Freshly upgraded and thoughtfully reimagined, this inviting residence offers a warm sense of arrival the moment you step inside. Sunlight moves easily through the living spaces, highlighting a layout that feels both open and comfortable, with just the right balance of charm and functionality. The home's recent improvements bring a renewed sense of style throughout, creating a clean and modern backdrop while still leaving room for personal character to shine. The living area serves as the heart of the home, designed for relaxed everyday living as well as easy gathering with friends or family. Nearby, the kitchen feels refreshed and practical, offering an efficient flow that makes cooking and entertaining feel natural rather than forced. Three well-proportioned bedrooms provide peaceful retreats, offering flexibility for guests, a home office, or growing households, while the two updated bathrooms continue the home's cohesive and modern feel. With approximately 1,378 square feet of living space, the interior lives larger than expected, giving each room space to breathe while maintaining an easy, connected flow. Every upgrade has been made with intention, creating a home that feels move-in ready while still carrying the comfort and familiarity that makes a house truly feel like home.
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: Gustavo Rodriguez · Real Brokerage Technologies
Payment estimate
$2,073
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $26,000 · Loan: $233,999
- Principal & Interest
- $1,459
- Property tax (1%)
- $217
- Homeowners insurance
- $300
- Mortgage insurance
- $97
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 7, 2026
- 30-year fixed
- 6.37%
- 15-year fixed
- 5.72%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
California City, CA in context
California City is the third-largest city in California by land area but one of the smallest by population — which is exactly what makes it interesting. Entry prices are the lowest in the region, land is plentiful and cheap, and many investors buy both finished homes and raw lots here. The Galileo Hill / Central Park area is the most established residential pocket; everything north of there is wide-open desert. If you’re hunting for value or a long-hold land play, this is the AV’s best opportunity zone. If you are evaluating homes in California City, Mike Watson lives and works the California City market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $9,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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