21772 Saguaro
California City, CA, 93505
$175,000
MLS: IG26057888
Beds
3
Baths
2
Sq Ft
1,846
Lot
0.09 ac
Year Built
1988
MLS #
IG26057888
Days on Market
1
Listed
Mar 17, 2026
Description
Spacious and inviting manufactured home with plenty of room to enjoy! This home features a large living room with a cozy fireplace, perfect for relaxing or entertaining. The kitchen offers ample cabinet space, making it ideal for storage and everyday cooking. The home also includes a separate laundry area for added convenience. All bedrooms are generously sized, and the primary bedroom features a walk-in closet, providing plenty of storage space. With its functional layout and comfortable living spaces, this home offers great potential for anyone looking for space and comfort. It does need some tlc .
Location
California City, Kern County, CA 93505
Open on Google Maps ↗Listed by: JOHANA CARPIO · CENTURY 21 LOIS LAUER REALTY
Payment estimate
$1,479
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $17,500 · Loan: $157,500
- Principal & Interest
- $968
- Property tax (1%)
- $146
- Homeowners insurance
- $300
- Mortgage insurance
- $66
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this California City home with as little as 3.5% down using an FHA loan — roughly $6,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93505 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in California City. Check your household income eligibility at eligibility.sc.egov.usda.gov.
Local Market Stats
See California City, CA 93505 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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