2195 Spencer Avenue
Pomona, CA, 91767
$865,000
MLS: IG25250989
Beds
4
Baths
3
Sq Ft
1,616
Lot
0.17 ac
Year Built
1959
MLS #
IG25250989
Days on Market
23
Listed
Oct 30, 2025
Description
Great opportunity in North Pomona! "Motivated Seller" This well-kept property offers a 3-bedroom, 2-bath main home plus a fully permitted 1-bedroom ADU completed in 2020 — ideal for extra income or extended family living. Conveniently located near the 10, 210, and 57 freeways, schools, shopping, dining, Pomona Valley Hospital, Montclair Place, and the LA County Fairgrounds. Enjoy easy access to Puddingstone Lake and Raging Waters for weekend recreation. The main home - 1616 sq ft features a functional floor plan with a full kitchen and dining area, laundry room, double-pane windows, ceiling fans throughout, built-in desk spaces, and included window coverings. The ADU - approximately 440 sq ft includes a full kitchen with granite counters and gas range, dining area with wood accent wall, step-in shower, mirrored closet, ceiling fan, wall A/C, and private entry from the alley. Property includes gated parking behind a custom iron gate, additional storage area, and a backyard shed. Front and backyard offer established landscaping with palms, citrus trees, pine, aloe plants, and shade trees. A solid property with excellent rental potential and a central location — ready for its next owner.
Location
Pomona, Los Angeles County, CA 91767
Open on Google Maps ↗Listed by: Alejandra Morales · RED DOOR EXECUTIVE REALTY
Payment estimate
$6,309
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $86,500 · Loan: $778,500
- Principal & Interest
- $4,783
- Property tax (1.25%)
- $901
- Homeowners insurance
- $300
- Mortgage insurance
- $324
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pomona home with as little as 3.5% down using an FHA loan — roughly $30,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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