21962 Elliot
Cedarpines Park, CA, 92322
$400,000
MLS: IV25231362
Beds
3
Baths
3
Sq Ft
1,982
Lot
0.31 ac
Year Built
1939
MLS #
IV25231362
Days on Market
182
Listed
Oct 10, 2025
Description
Welcome to your mountain retreat in Cedarpines Park! his spacious 3-Bedroom, 3-Bathroom home offers versatile living with a family room, living room, and a bonus room that can be your art studio, private office, or guest space complete with its own bathroom. Enjoy cozy evenings by one of the two fireplaces or relax outside on the rear deck featuring a private hot tub. A front courtyard creates a charming entrance, while the large parking deck provides plenty of space for vehicles off the road. As another bonus you have a separate workshop and laundry space approximately 11.5 X 27, conveniently located right off the kitchen area. With easy access and a flexible floorplan that combines comfort and functionality, this property is ideal for full-time living, a second home, or a creative mountain retreat.
Location
Cedarpines Park, San Bernardino County, CA 92322
Open on Google Maps ↗Listed by: TONY BREWER · RE/MAX ONE
Payment estimate
$3,079
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,000 · Loan: $360,000
- Principal & Interest
- $2,212
- Property tax (1.25%)
- $417
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Cedarpines Park home with as little as 3.5% down using an FHA loan — roughly $14,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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