220 20th Street
Manhattan Beach, CA, 90266
$7,999,000
MLS: SB26008488
Beds
4
Baths
4
Sq Ft
3,716
Lot
0.06 ac
Year Built
1992
MLS #
SB26008488
Days on Market
56
Listed
Jan 20, 2026
Description
Beauty and the Beach. Incredibe ocean and sunset views from this home on one of Manhattan Beach's most coveted walk streets. Just steps to the sand and a short walk to downtown shops and restaurants and the iconic Manhattan Beach Pier, 20th Street is one of the most charming streets in town with antique lamp posts and no power lines! The custom features showcase the quality and care that thoughtfully went into this incredible property. Four bedrooms plus an office with built-in cabinetry, three and one-half baths, two ocean view living areas, and several ocean view decks. The interior offers solid cherry cabinetry, new Lutron LED lighting, Sonance speakers, Savant whole house integration, solar panels, 2 Tesla power walls, La Cantina and Andersen doors and windows, 3 fireplaces, and a dumbwaiter. The updated kitchen with new counters and new stainless steel appliances is a chef's dream. You will not want to miss this one. Stunning house! Fabulous location!!
Location
Manhattan Beach, Los Angeles County, CA 90266
Open on Google Maps ↗Listed by: Audrey Judson · Pacifica Properties Group, Inc.
Payment estimate
$55,864
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $799,900 · Loan: $7,199,100
- Principal & Interest
- $44,232
- Property tax (1.25%)
- $8,332
- Homeowners insurance
- $300
- Mortgage insurance
- $3,000
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Manhattan Beach home with as little as 3.5% down using an FHA loan — roughly $279,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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