ActiveSingle Family Residence

22020 Westwood Boulevard

Tehachapi, CA, 93561

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$449,000

MLS: 26003317

Beds

3

Baths

2

Sq Ft

1,387

Lot

0.56 ac

Year Built

1989

MLS #

26003317

Days on Market

2

Listed

Apr 25, 2026

Description

More than just a home, this East Golden Hills property checks boxes you didn't even know you had. Sitting on over half an acre, it's move-in ready with the space, upgrades, and functionality that are hard to find all in one place. Inside, you'll find a split-wing layout with three bedrooms and two bathrooms, a whole-home water softener system, plus an open concept design and updated flooring, countertops, and fixtures throughout. The permitted enclosed patio adds valuable extra living space and flexibility. Outside is where this property really shines. The fully fenced yard offers privacy, with irrigation already in place. Designed with versatility in mind, the property features a 20x20 workshop with two 20-amp circuits, two additional storage sheds, and a pull-around driveway ideal for trailers. Covered RV parking includes full hookups with a 30-amp plug-in and dump station, and power has already been run to the patio for a future hot tub setup. Solar adds energy efficiency, and the location puts you close to Meadowbrook Park, the freeway, and shopping.

Location

Tehachapi, Kern County, CA 93561

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Listed by: Brittany Smith · Watson Realty

Payment estimate

$3,325

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $44,900 · Loan: $404,100

%
Principal & Interest
$2,483
Property tax (1%)
$374
Homeowners insurance
$300
Mortgage insurance
$168
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Tehachapi home with as little as 3.5% down using an FHA loan — roughly $15,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

USDA Rural Development — 100% Financing

ZIP code 93561 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Tehachapi. Check your household income eligibility at eligibility.sc.egov.usda.gov.

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