2203 Ocean Avenue 106
Santa Monica, CA, 90405
$2,995,000
MLS: 26673193
Beds
3
Baths
3
Sq Ft
2,216
Lot
0.30 ac
Year Built
1989
MLS #
26673193
Days on Market
0
Listed
Apr 16, 2026
Description
Location, location! Embrace the essence of SoCal living in this premier Ocean Park condo, where sweeping ocean and sunset views, an effortless lifestyle, and everyday convenience come together in one of Santa Monica's most desirable locations. Set within a boutique building, the residence offers ease, privacy, and walkability to some of Santa Monica's best restaurants, coffee shops, shopping, parks, and more. Perched on the top floor, this beautifully designed 3 bedroom + office, 3 bathroom residence offers an elevated blend of coastal luxury and everyday ease. Thoughtfully laid out across two levels, the home balances openness and natural light with a strong sense of privacy and separation of space. Natural light pours into the expansive living areas and flows seamlessly to a private balcony, where you can relax and take in the ocean breezes and sunshine. Each bedroom is generously sized, offering comfort and flexibility for family, guests, or work from home living, while the dedicated office adds even more versatility to the floor plan. The multi level design creates a natural division between entertaining and private living spaces, all while maintaining an airy and inviting feel throughout. Fabulous amenities include a gym, controlled entry, secure assigned parking, and guest parking, making this an ideal lock and leave opportunity. With the beach just outside your door, the heart of Santa Monica all around you, and Venice just a short stroll away, this location delivers the very best of coastal living. This is a rare opportunity to enjoy a lifestyle defined by convenience, views, and effortless charm.
Location
Santa Monica, Los Angeles County, CA 90405
Open on Google Maps ↗Listed by: Emma Russell · Pardee Properties
Payment estimate
$21,105
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $299,500 · Loan: $2,695,500
- Principal & Interest
- $16,562
- Property tax (1.25%)
- $3,120
- Homeowners insurance
- $300
- Mortgage insurance
- $1,123
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $104,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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