2204 Kelso Peak
Bakersfield, CA, 93304
$355,000
MLS: NS26022582
Beds
3
Baths
2
Sq Ft
1,364
Lot
0.13 ac
Year Built
1987
MLS #
NS26022582
Days on Market
5
Listed
Feb 7, 2026
Description
This well-maintained 3-bedroom, 2-bathroom home offers great curb appeal with attractive brick columns at the front of the home. Inside, tile flooring flows through the wet areas, while the living room and bedrooms feature comfortable carpet. The living room is highlighted by a charming brick fireplace, creating a warm and inviting space. The kitchen offers ample counter space and abundant cabinetry, ideal for everyday cooking and entertaining. French doors off the kitchen lead to a pergola-covered patio and a beautifully gated pool, perfect for outdoor enjoyment and relaxing California days. This home combines comfort, functionality, and inviting indoor-outdoor living.
Location
Bakersfield, Kern County, CA 93304
Open on Google Maps ↗Listed by: Miguel Hernandez · Open Door Real Estate
Payment estimate
$2,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
- Principal & Interest
- $1,963
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93304 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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