22196 EMERALD Street
Grand Terrace, CA, 92313
$549,999
MLS: IG25222215
Beds
3
Baths
2
Sq Ft
1,130
Lot
0.22 ac
Year Built
1985
MLS #
IG25222215
Days on Market
161
Listed
Sep 22, 2025
Description
You won’t want to miss out on this one. This Home has been much loved for more than 35 years by the current owners. The three bedroom two bath home with bonus room has been well taken care of. Home was re-piped one year ago and a new roof was installed three years ago. Home has a water softener that was installed just one year ago. You will enjoy the fact that this home is located in a quiet residential area on a cul-de-sac and is close to entertainment and even a roller rink as well as many restaurants, shopping and public entertainment. There is a vacant lot directly in back of the backyard of the home so nobody will ever be able to build behind you!!! Buyer should check for any other Possible uses. Home has central air and heat, but also has evaporate air as well as a whole house fan. The beautiful landscaping had easy care in mind and shows pride of ownership.
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: Julie Perkins · Westcoe Realtors, Inc.
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $494,999
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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