22225 Kayenta Road
Apple Valley, CA, 92308
$390,000
MLS: 26637157
Beds
3
Baths
2
Sq Ft
1,560
Lot
0.43 ac
Year Built
1963
MLS #
26637157
Days on Market
63
Listed
Jan 14, 2026
Description
This inviting 3-bedroom, 2-bathroom home is ideally located in the heart of Apple Valley, California. The open concept kitchen features granite countertops, a stylish mosaic backsplash, a peninsula, with a breakfast nook, that flows seamlessly into the living room, which offers a cozy fireplace, and lots of natural lighting. Dark wood flooring runs throughout the home, enhancing its warm modern feel, and Just off the dining area is a generously sized bonus room. The property includes a large fenced-in lot two-car garage and a spacious driveway with ample room for RV parking, a backyard pergola with tons of potential to create an outdoor oasis.
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: Toni James · Pamilton Properties
Payment estimate
$3,009
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,000 · Loan: $351,000
- Principal & Interest
- $2,157
- Property tax (1.25%)
- $406
- Homeowners insurance
- $300
- Mortgage insurance
- $146
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $13,650 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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