223 E Emerson
Monterey Park, CA, 91755
$800,000
MLS: CV26022473
Beds
2
Baths
1
Sq Ft
806
Lot
0.13 ac
Year Built
1926
MLS #
CV26022473
Days on Market
76
Listed
Jan 30, 2026
Description
Excellent 2 bedroom house in a nice area of Monterey Park with lots of potential and spacious back yard. There is an opportunity to build an ADU in the back. This home is walking distance away from stores and shopping centers and lots of access to bus stops.
Location
Monterey Park, Los Angeles County, CA 91755
Open on Google Maps ↗Listed by: Carlo Perez · DIVISION CAPITAL INC
Payment estimate
$5,857
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $80,000 · Loan: $720,000
- Principal & Interest
- $4,424
- Property tax (1.25%)
- $833
- Homeowners insurance
- $300
- Mortgage insurance
- $300
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $28,000 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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