2230 Jamestown Lane
Oxnard, CA, 93035
$3,995,000
MLS: V1-35889
Beds
4
Baths
3
Sq Ft
2,311
Lot
0.10 ac
Year Built
1975
MLS #
V1-35889
Days on Market
0
Listed
Apr 22, 2026
Description
On the east-facing side of Mandalay Bay's main channel, there are exactly two detached corner homes. This is one of them. East-facing means unobstructed channel views, morning light, and natural protection from the northwest winds, a combination that makes outdoor living here exceptional year-round.Completely rebuilt in 2018: all new electrical, plumbing, gas lines, and drain lines. Dual-pane windows, Mitsubishi 3-zone heat pump, 7.81 kW solar system, and a Life Source whole-house water conditioner. Not a cosmetic refresh. A ground-up reinvestment in one of the most coveted lots on the harbor.Step off your 40-foot dock, backed by a 45-foot easement with 30-amp power and water, and you are 9 miles from the Channel Islands, one of the West Coast's most celebrated fishing grounds and a world-class whale watching destination. Yellowtail, tuna, blue whales, humpbacks. Most people charter a boat for a day. You will have it year-round.Inside, an open floor plan connects a chef's kitchen with walk-in pantry to a generous living space that opens to the channel-facing deck. The primary suite features two walk-in closets and a private balcony overlooking the water. Four bedrooms, three bathrooms, 2,311 square feet.Outside: built-in BBQ center with 36-inch grill, 36-inch smoker, ice machine, beverage cooler, food warmer, and sink. Freestanding spa, radiant patio heater, 170-bottle wine cooler, epoxy garage with custom cabinetry. Offered furnished. No Mello-Roos.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Garry Eberhardt · KellerWilliamsWestVenturaCount
Payment estimate
$28,051
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $399,500 · Loan: $3,595,500
- Principal & Interest
- $22,091
- Property tax (1.25%)
- $4,161
- Homeowners insurance
- $300
- Mortgage insurance
- $1,498
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $139,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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