2230 Monaco Drive
Oxnard, CA, 93035
$2,449,000
MLS: V1-32643
Beds
3
Baths
3
Sq Ft
1,987
Lot
0.10 ac
Year Built
1973
MLS #
V1-32643
Days on Market
200
Listed
Oct 3, 2025
Description
Welcome to your new completely renovated Mandalay Bay dockside retreat in the Channel Islands harbor. Located on a cul-de-sac with approximately 56 feet of channel frontage, this 3 Bedroom, 3 bath home has 1987 sf with a great open floor plan. Sellers have recently spent over $400,000 to totally update the home, including new windows and doors, a fabulous Kitchen with Dacor professional appliances, all new shaker white cabinets and quartz counters, new flooring and paint and a spectacular huge deck out back for entertaining, and even a side yard with lush landscaping. If you're looking for a turn-key, dock home in the Channel Islands harbor, this is it! Bring your big boat! Located A1/2 way between L.A. and Santa Barbara, come enjoy our beautiful coastal weather where you can boat to the islands, multiple yacht clubs, or minutes from the beach! It doesn't get better than this.
Location
Oxnard, Ventura County, CA 93035
Open on Google Maps ↗Listed by: Arlene Beckwith · KellerWilliamsWestVenturaCount
Payment estimate
$17,312
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $244,900 · Loan: $2,204,100
- Principal & Interest
- $13,542
- Property tax (1.25%)
- $2,551
- Homeowners insurance
- $300
- Mortgage insurance
- $918
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Oxnard home with as little as 3.5% down using an FHA loan — roughly $85,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Oxnard, CA 93035 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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