22316 S Vermont Avenue 5
Torrance, CA, 90502
$750,000
MLS: 26642795
Beds
3
Baths
3
Sq Ft
1,472
Lot
3.04 ac
Year Built
1979
MLS #
26642795
Days on Market
73
Listed
Jan 27, 2026
Description
Your Dream Home Awaits at Harbor Ridge Townhomes! Don't miss this hidden gem! Discover the perfect blend of modern elegance and everyday comfort in this stunning, MOVE-IN READY townhome. It has been thoughtfully upgraded with today's discerning buyer in mind. Step from the lush, landscaped walkways into a spacious and welcoming living room served by a beautifully remodeled powder room. Every window has been appointed with beautiful plantation shutters thereby creating the perfect ambiance while providing complete privacy control and adding that designer touch that transforms a house to home. This charming home showcases engineering hardwood floors, new contemporary lighting, along with electrical and plumbing upgrades throughout. The spacious dining room has a vaulted ceiling featuring a modern wavy linear pendant light. The updated kitchen features new white shaker cabinets and stainless-steel appliances including French door refrigerator, dishwasher, microwave, gas range with oven, quartz countertops, premium quality faucet on a stainless-steel sink, new cove ceiling with recessed lighting. The spacious dining room opens to a private, enclosed patio with an area for a garden, a rare gem to find in townhome living; a desired setting for enjoying morning coffee or evening relaxation. Access all three bedrooms located upstairs for maximum privacy, using the warm oak-finished stairway which is secured by a contemporary tempered glass railing on stainless-steel stand-off. The primary bedroom offers a dramatic vaulted ceiling along with ample closet space with custom shelving. You'll find a full bath plus an additional quarter bath for ultimate convenience. Additional features include central heating, integrated security system and ceiling fan. The large attached two- car garage has a new garage door, houses the washer and dryer, and provides direct access to the living room. The spacious dining room has a vaulted ceiling and opens to a private enclosed patio with an area for a garden, a rare gem to find in townhome living. Perfect for enjoying morning coffee or evening relaxation. The community features a secured sparkling pool with convenient poolside restrooms and well-maintained common areas. Low HOA $390/month. Great location conveniently located near the 110 and 405 Freeways, providing easy access to neighboring cities, beaches, major employment centers, Kaiser Permanente, Harbor-UCLA Medical Center, and Torrance Memorial. Offers immediate rental income potential for investors or the option for owner-occupancy.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Carolyn Davis · Carolyn Davis
Payment estimate
$5,510
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $75,000 · Loan: $675,000
- Principal & Interest
- $4,147
- Property tax (1.25%)
- $781
- Homeowners insurance
- $300
- Mortgage insurance
- $281
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $26,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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