22321 Spanish Oak Court
Torrance, CA, 90502
$849,000
MLS: PV26037833
Beds
3
Baths
4
Sq Ft
1,690
Lot
0.38 ac
Year Built
2023
MLS #
PV26037833
Days on Market
14
Listed
Feb 19, 2026
Description
Welcome to 22321 Spanish Oak Court – a beautifully upgraded, end-unit townhome built in 2023 and located within the gated Orchid community of Torrance. Offering 3 bedrooms and 4 bathrooms, this nearly new residence combines modern design, functionality, and energy-efficient living in a thoughtfully designed multi-level floor plan. The main living level features an open-concept layout with wide-plank flooring, recessed lighting, and abundant natural light throughout. The spacious living and dining areas flow seamlessly into a contemporary kitchen complete with upgraded cabinetry, quartz countertops, stainless steel appliances, a large center island with seating, and designer lighting and fixture upgrades – ideal for both everyday living and entertaining. Interior enhancements include plantation shutters, automatic window coverings, and thoughtfully selected upgraded finishes throughout the home. The primary suite features a well-appointed en-suite bath with dual vanities and a glass-enclosed walk-in shower, while the two additional bedrooms are serviced by a full hallway bathroom. A convenient powder room is located on the main living level, with an additional powder room on the lower bonus/living level – providing flexibility for guests, work-from-home needs, or multi-functional living space. Energy-efficient features include owned solar panels and a tankless water heater, helping to reduce monthly utility costs while providing modern convenience and sustainability. Additional highlights include a direct-access 2-car garage, in-unit laundry, central heating and air conditioning, and smartly designed storage throughout. As an end unit, the home enjoys added privacy and natural light. Situated within a secure, gated community with convenient access to local dining, shopping, parks, and major commuter routes, this turnkey townhome offers a rare opportunity to own a newer construction property in the heart of Torrance.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Justin Miller · Beach City Brokers
Payment estimate
$6,198
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $84,900 · Loan: $764,100
- Principal & Interest
- $4,695
- Property tax (1.25%)
- $884
- Homeowners insurance
- $300
- Mortgage insurance
- $318
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $29,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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